Save Money on Essential Items With Price Comparison Websites

Posted February 7th, 2012 in Frugal Living by Jeremy Waller

It’s relatively easy to save money on non-essential items: you just tighten the belt a bit and go out to eat less, buy fewer clothes any forego evenings out for a cheaper alternative at home. When it comes to saving money on essential items, however, it takes a bit more work. Continue Reading »

Top Personal Finance Posts Of The Week – Super Bowl XLVI Edition

Posted February 5th, 2012 in Blog Carnival by Jeremy Waller

I’m getting ready to head out the door to watch four hours of commercials which will be occasionally interrupted by a football game.

I’m not really sure why I go to a super bowl party each year. It’s usually the only professional football game I watch all year. I don’t particularly care about either team playing today. I really don’t care about any professional football team at all.

Meh – I’m not kidding anyone. I go to super bowl parties for the food. I fully expect to be slipping in a full-blown food coma by the time half-time hits. Continue Reading »

Is Health Insurance Worth It?

Posted February 3rd, 2012 in Insurance by Jeremy Waller

Is Health Insurance Worth It?

Health insurance is one of the most important types of insurance you can have. Heath care costs in the U.S. are ridiculous! Even a simple inpatient procedure can cost you in excess of $10,000. If you don’t have insurance one trip to the hospital could put you under serious financial strain at best and could bankrupt you at worst. Continue Reading »

Beat Budget Blowouts: Give Yourself An Allowance

Posted February 1st, 2012 in Budgeting by Jeremy Waller

Why is it that so many people (myself included) have trouble sticking to a budget? There are usually a few problem areas that kill the budget every month.

It’s rare that something like your gas bill causes you to go over budget. It’s almost always the discretionary spending – things like going out to eat, shopping and entertainment.

It’s no fun to limit spending in those areas. That’s why most people don’t like budgets in the first place. Who cares about budgeting for your mortgage? It’s putting a limit on the fun stuff that can be difficult.

How do you conquer this? Continue Reading »